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If you go cluster then you get automatic failover however, if you get a power outage at your cluster location the cluster won't help you much.
If you use a hot stand by at a different location then you might have better protection for power failure but it will require manual intervention to get it going on the network and you also have to make sure anything you do to the production one you do to the stand by.
You also have to consider doing the same thing for your DB assuming it's not on the same server.