Try running the subscription repair tool as suggested here: http://service.mcafee.com/faqdocument.aspx?id=TS100966&lang=en_US&prior_tid=2&An swerID=16777217&turl==http%3A%2F%2Fkb.mcafee.com%2Finfocenter%2Findex%3Fpage%3Dc ontent%26id%3DTS100966%26actp%3Dsearch%26viewlocale%3Den_US
I have Mcafee Total Protection, latest update. I switched from Internet Sercuity to Total Protection. Is that the cause of it to be active, but the subscription be out?
Probably the older one has left remants in the registry. Uninstall via Control Panel > Programs > Uninstall a Program (Add or Remove Programs in XP), then run the MCPR cleanup tool listed under Useful Links at the top of this page, reboot and reinstall from your online account.
That should fix the problem.