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This is fake anti-malware and as such fools most antivirus applications into thinking it's OK until it's too late and you've clicked on something which then activates it.
There is an excellent removal guide here: http://www.bleepingcomputer.com/virus-removal/remove-antivirus-vista-2010
Scroll down the page as the first links you will see are advertising to help pay for their forums.
Move this to Malware Discussion > Home User Assistance by the way.
Thanks for the help. I figured out a way to use Google Chrome which allowed me to get on the internet. This mallware only stopped Internet Explorer. From there I downloaded SpyHunter which took care of it. I guess there's a reason that McAffee didn't stop it but I'm still pretty confused with all the computer stuff. Thanks for pointing me in the right direction
OK, glad it's fixed and good luck. ;-)