I have at last found a sort of workaround to the AOL Password Checking versus System Guards problem and wonder whether it would be of any help to other users.
Start AOL normally and as soon as the Checking Password message comes I run the following two line batch file from my desktop and it seems to work as AOL goes straight into the normal screens. (Process_Stopper comes from Beyond Logic.)
Thanks for the solution. I and many others have been looking for this for some time now! I use Firefox in preference to IE but I have applied the reset and it appears to work. However my stop and start of mcsysmon also seems to work just as well. I have modified it a bit as follows if anyone does not wish to reset IE.
C:\Process_stopper\process -k mcsysmon.exe cd C:\Program Files\McAfee\VirusScan mcsysmon -regserver net start mcsysmon