Reinstalled and did all. Not a solution. My post explains the problem. You are not given the choice to access photos during setup. You get everything else, location, camera and notifications. For some reason, not photos. Then there is no way in settings to access photos under Privacy-Photos, Photos, and the app itself, MMS. I have been saying over and over again, you are not given the choice to access photos during setup. THIS IS THE PROBLEM. Thank you for your help but no solution. It is frustrating to try over again many times.